Money Management That Actually Makes Sense

Stop feeling overwhelmed every time you check your bank balance. Real budgeting isn't about spreadsheets or cutting out coffee—it's about knowing where your money goes and feeling confident about it.

We've worked with hundreds of Australians who thought they were "bad with money." Truth is, most people just never learned the basics. Our September 2025 intake focuses on practical budgeting skills you'll use immediately, taught through real scenarios that match actual life.

See How It Works
Financial planning workspace with calculator and documents
Portrait of Toby Venables
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I spent years thinking I needed to earn more before I could save anything. Turns out, I was spending about $300 monthly on stuff I'd forgotten I signed up for. Learning to track expenses properly changed everything—and it took maybe twenty minutes a week.

Toby Venables

March 2024 Participant, Brisbane

Budget planning materials and financial tools

What You'll Learn Over Eight Weeks

1

Track Without Judgment

Week one focuses on observation. You'll record spending for seven days without changing behavior. Most people discover three to five expenses they'd completely forgotten about.

2

Build Your Categories

Generic budgets fail because your life isn't generic. We help you create spending categories that match your actual priorities—not what personal finance blogs say you should care about.

3

Handle Irregular Costs

Car registration. Holiday gifts. Emergency vet visits. The expenses that wreck budgets aren't monthly. You'll learn systems for irregular costs that don't require perfect predictions.

4

Adjust and Continue

Final weeks focus on maintenance. Budgets change as life changes—that's normal. We cover how to adjust when income shifts, goals change, or unexpected situations arise.

Why People Choose These Sessions

  • Small groups mean actual discussion, not just lecture format. Maximum twelve participants per session.
  • Evening sessions designed for working schedules. Tuesday and Thursday sessions run 6:30-8pm starting September 2025.
  • No judgment about past financial decisions. Everyone starts wherever they are right now.
  • Materials include templates you can adapt—not rigid systems that only work for specific situations.
  • Follow-up support through November 2025 for participants who want accountability check-ins.
Learn About Registration
People reviewing budget documents collaboratively Financial planning session with charts and notes Portrait of Rhiannon Leckie